We act as the bridge between service providers and employers — handling all deduction facilitation, collection, and reconciliation so you can focus on growing your business.
We interface directly with payroll systems to set up and manage recurring deductions from employee salaries on behalf of partner companies. Seamless and automatic each pay cycle.
Our model eliminates the risk of non-payment. Deductions are processed at source before the employee receives their salary — guaranteeing collection without any follow-up required from the partner.
Detailed monthly statements and reconciliation reports sent to each partner — full transparency on collections, disbursements, and commission. No surprises, no delays.
We maintain an accurate register of covered employees, track consent and authorisations, and update membership records as employees join or leave the scheme.
New service provider partners are fully onboarded within weeks. We handle all documentation, payroll system liaison, and compliance checks to get your product collecting quickly.
We ensure all deduction processes comply with Botswana labour regulations and financial services legislation. Partners can operate confidently knowing every collection is lawfully processed.
Your business is registered on the Beyond Cap system. We set up your product, collection parameters, and deduction schedule in our platform.
Each pay cycle, the agreed amount is deducted directly from the employee's salary at payroll stage — before the salary hits their bank account.
You receive a full statement showing gross collections, commission charged, and net disbursed — every month, without fail.
Our fee is deducted from the monthly collection pool before disbursement — transparent, predictable, and no hidden charges.
Any business selling recurring services or financial products to Botswana's public sector workforce can benefit from payroll-deduction collection.
Life, funeral, health & group cover sold to civil servants via payroll premium collection.
SACCOs, credit unions, and micro-lenders serving government employees benefit from guaranteed repayments.
Institutions offering professional development and upskilling on a monthly subscription basis.
Affordable housing schemes and property development companies targeting civil servant homebuyers.
We are actively recruiting service provider companies that want to reach Botswana's government workforce through a zero-default, payroll-deduction model. Complete the enquiry form and our team will contact you within 48 hours.
Tell us about your company and what you're looking to achieve — we'll be in touch within 48 hours.
Enquiry details will be sent directly to the Beyond Cap team. Response within 48 hours.
Deductions happen at source before the employee receives their pay — making non-payment structurally impossible.
Instant access to 218,622 Botswana government employees — one of the country's most stable and creditworthy demographics.
Regular, guaranteed monthly disbursements allow you to plan your business finances with complete confidence and accuracy.
We handle everything — onboarding, deduction processing, reconciliation, and reporting. You focus on selling; we handle collecting.